Your Rights Under the Fair Credit Reporting Act

Rights Under the Fair Credit Reporting Act
Enforced by the Federal Trade Commission (FTC), the FCRA provides certain rights to consumers related to their credit. The FCRA rights are minimums; if your state law provides more rights, then those apply. You are entitled to receive a free copy of your credit report once a year from
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Is Your Business Ready for a Data Breach?

Data Breach
According to IBM, the average cost of a data breach is $4 million. The same study also found that the average cost per confidential record stolen was between $154 and $158. Statistics also show that there’s around a 22% chance that your organization will be successfully targeted
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5 Digital Identity Theft Threats That Credit Monitoring Doesn’t Prevent

Digital Identity Theft
Millions of consumers are at risk of digital identity theft. Unfortunately, credit monitoring (alone) doesn’t prevent digital identity theft. That’s because changes in credit score show credit events that have already happened – like identity fraud. Therefore, if you
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The Crucial Importance of Monitoring Your Credit Files

Monitoring Your Credit Files
Having a reasonably good credit rating is essential if you want to obtain finance at an affordable rate. If your credit score is poor, it makes perfect sense to obtain a copy of your credit file, and set about doing whatever you can to remove any negatives and give your creditworthine
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