Many people understand the importance to prevent identity theft. However, some don’t realize that most of this starts with junk mail. Implementing these 3 simple steps can help protect against the theft of your identity.
Step 1: Opt-Out
Opting out of receiving junk mail is vitally important to protecting yourself against identity theft. The biggest junk mail targets are credit cards and insurance offers. However, U.S. consumers can opt out of receiving these applications in the mail by simply calling 888-5-OPTOUT or Signing up with the Do Not Call Registry.
You can also utilize www.optoutprescreen.com to Opt-Out of written credit card and Insurance offers. OptOutPrescreen.com is a collective of the Consumer Credit Reporting Companies (Experian, Equifax, Innovis, and TransUnion).
Step 2: Shred Before You Throw Away Junk Mail
Some of us don’t think twice about throwing away junk mail. However, your trash is the #1 perpetrator to assisting criminals in stealing your identity. Any papers that carry your personal information should be securely destroyed prior to tossing them into the trash. This includes any formatted mail with something as simple as your name and address on it.
Gathering all of your junk mail, or personal information into a stored box or bag makes it easy to drop the materials off at Shred Alaska. Shred Alaska offers a convenient Walk-In Destruction Service to our local Anchorage residents. For information on pricing and hours please contact us.
Step 3: Reputation is Everything
To keep your identity safe, only perform transactions with companies that are transparent about how they handle your sensitive information and have a good reputation.No single business is safe, but businesses that care about their customer’s identities will employ steps and other protective measures to prevent identity theft. Even small businesses can employ destruction policies to handle the sensitive information of their transactions.
Step 4: Use a Credit Tracking Service
Not exactly a junk mail issue, but utilizing online monitoring of your credit report can help greatly to prevent identity theft. An online site such as www.creditkarma.com provides free credit scores, reports and monitoring on a monthly basis with easy to signup for notifications. Although you may only utilize this for monitoring, it’s convenient that any time new inquiries, or credit changes occur you are notified immediately.
Shred Alaska is here to provide both on-site shredding services, walk-in retail shredding, and fully monitored hard drive destruction. Shred Alaska is here to partner with you to ensure your 2016 year is secure and safe.Get In Touch